Are you struggling to keep on top of your bills? A budget can help you organise your finances, saving you not only time but also a lot of worries. Unfortunately, a lot of people think of a budget as a form of punishment, like going on a diet or even […]
Deborah Harris
9 posts
Looking at your latest bank statement, you might think you’re doing okay. You’ve finally paid off your credit card, and you have enough money in your savings account to buy a few luxuries when you go grocery shopping. But what would happen in an emergency—an unexpected trip to the hospital, or major […]
Yeah, I know. Creating a personal budget sounds boring, and is probably something your parents did when they were younger. But it’s still considered the best way for people to manage their money because it helps them keep track of where it’s all going. Unfortunately, a lot of people have […]
Every business needs a unique selling proposition. It needs to stand out from the competition, and attract customers with the outstanding value it’s offering. And the same goes for your website. Developing an online presence for your business involves completing a five-step process, whether you want to: generate leads sell […]
Family budgets. We all know what they are. Chances are we’re even created a few over the years. But how many of us have managed to stick with them? Sure, we start out with the best of intentions. But within a few months we’ve either blown it completely or grown […]
Part of creating a household budget is working out all of your expenses. Then you simply add them all up, deduct the total from your monthly income and voila—what you have left is the amount of money you’ve saved. And the less you pay in expenses, the more you save. […]
Are there any questions you’ve always wanted to ask your customers? Maybe you’d like to know what’s important to them and what their priorities are, both in business and in life. Perhaps you’re concerned about their future, and want to ask what contingency plans they have in place. Or maybe […]
First up – in case you were wondering – just what is a CRM system? A Customer Relationship Management (CRM) system is invaluable for helping businesses manage their relationships with customers, and store potential sales leads for current and future customers. The most effective CRM software let you organise your […]
There are two common misconceptions when it comes to wills and estate planning: Thinking that having a will means your estate planning is in order Thinking that it’s solely about what happens after you pass away. These are costly misconceptions that cause families much avoidable stress and added grief. Firstly, […]